Leo DeLangis

Leo DeLangis

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Active

$1,245,000

($704,294 down)
FHA

4061 Shining Terrace, Fremont, CA 94536

3
3
1,475 sqft
PITI Monthly
$4,489.19 /mo

Listing courtesy of: Ivy Liang, Coldwell Banker Realty

Assumed Rate

2.62%
7.15%

Principal & Interest

$2,459 /mo
$4,137 /mo

What's Special

REMODELED
LOCATION
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PLAYGROUND
COZY

Welcome to this bright, beautifully updated end-unit townhouse (PUD land ownership) in one of Fremonts most desirable neighborhoods, just steps away from top-rated schools including American High, Thornton Middle, Oliveira Elementary, and local daycares! The home offers soaring ceilings in the separate living room, a formal dining area, and a cozy family room. The newly remodeled kitchen boasts quartz countertops, stainless steel appliances, and ample storage. Retreat to the spacious primary suite featuring a generous walk-in closet. Enjoy rare townhouse living with a spacious yard filled with flowers, perfect for relaxation or play, complemented by an HOA playground. Benefit from an ultra-low HOA fee of only $220/month and a prime, walkable location minutes from Whole Foods, Costco, Target, dining options, and Centerville train station. Outdoor lovers will also appreciate the nearby Quarry Lakes Regional Recreation Area and Lake Elizabethideal for weekend adventures and nature escapes. Dual-zone A/C, recessed lighting, dual-pane windows, and an attached 2-car garage add comfort and convenience. Quick access to Highway 880 and Bridge 84 makes commuting easy. Move right in and enjoy the lifestyle you've dreamed of!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.62
Remaining Loan Term
25 years, 0 months
Monthly PITI
$4,489.19/mo
Estimated Loan Balance
$544,523
Cash to close
$704,294
Interest Paid
$75,716

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Unknown
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Other
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Other
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Alder Villas Owners Association
  • HOA Amenities: Unknown
  • HOA Fee: $220
  • HOA Frequency: $Monthly
Location
  • Region: Fremont

Financial Details

  • Price per Sqft: $844.07
  • Tax Annual Amount: $15562.5
  • On Market Date: 2025-04-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $704,294 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $704,294!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.62% Sellers Rate
$540,706
Your Cash:$704,294
Total Purchase Price:$1,245,000

Assumed vs Traditional Mortgage

Assumed @ 2.62%
$2,459/mo
Traditional @ 7.15%
$4,291/mo
You save $1,833/month ($21,991/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML82001832

Listing From:

Last updated: 2025-04-16T20:53:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.62%
7.15%

Principal & Interest

$2,459 /mo
$4,137 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $704,294 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $704,294!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.62% Sellers Rate
$540,706
Your Cash:$704,294
Total Purchase Price:$1,245,000

Assumed vs Traditional Mortgage

Assumed @ 2.62%
$2,459/mo
Traditional @ 7.15%
$4,291/mo
You save $1,833/month ($21,991/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Ceentur 21 Toma Partners
Agent/Broker
Leo DeLangisCeentur 21 Toma Partners(623) 776-5312leo.delangis@gmail.comMLS SA651335000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Ceentur 21 Toma Partners are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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Ceentur 21 Toma Partners © is committed to and abides by the Fair Housing Act of Equal Opportunity.