Leo DeLangis

Leo DeLangis

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$339,000

($146,934 down)
FHA

4009 White Lane, Bakersfield, CA 93309

3
2
1,343 sqft
PITI Monthly
$1,576.13 /mo

Listing courtesy of: Carlos Padilla, Watson Realty ERA

Assumed Rate

3.02%
7.15%

Principal & Interest

$905 /mo
$1,446 /mo

What's Special

LOCATION
SHOPPING
DINING
AFFORDABLE

Come take a look at this beautifully updated 3 bedroom 2 bathroom in the heart of Southwest Bakersfield. Talk about an ideal location, just a few minutes from the 99 freeway, fine dining, and shopping centers. This house welcomes you with brand new quartz countertops, new appliances and paint throughout. Updated bathrooms and brand new flooring. Lets not forget about the amazing solar system they have at a low monthly cost with NO TRUE UP. You do not want to miss this move in ready opportunity at such an affordable cost. This is a rare find!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.02
Remaining Loan Term
25 years, 5 months
Monthly PITI
$1,576.13/mo
Estimated Loan Balance
$192,487
Cash to close
$146,934
Interest Paid
$28,197

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: WoodBurning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1983
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Bakersfield

Financial Details

  • Price per Sqft: $252.42
  • Tax Annual Amount: $4237.5
  • On Market Date: 2025-04-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $146,934 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $146,934!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$192,066
Your Cash$146,934
Total Purchase Price:$339,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$905/mo
Traditional @ 7.15%
$1,500/mo
You save $595/month ($7,138/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PI25077932

Listing From:

Last updated: 2025-04-12T02:48:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.02%
7.15%

Principal & Interest

$905 /mo
$1,446 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $146,934 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $146,934!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$192,066
Your Cash$146,934
Total Purchase Price:$339,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$905/mo
Traditional @ 7.15%
$1,500/mo
You save $595/month ($7,138/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Ceentur 21 Toma Partners
Agent/Broker
Leo DeLangisCeentur 21 Toma Partners(623) 776-5312leo.delangis@gmail.comMLS SA651335000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Ceentur 21 Toma Partners are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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Ceentur 21 Toma Partners © is committed to and abides by the Fair Housing Act of Equal Opportunity.