Leo DeLangis

Leo DeLangis

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Pending

$334,900

($118,660 down)
VA

3814 Cedar Creek Court, Fairmont, MN 56031

4
3
2,269 sqft
PITI Monthly
$1,400.83 /mo

Listing courtesy of: , EXIT Realty - Great Plains

Assumed Rate

2.18%
7.15%

Principal & Interest

$894 /mo
$1,594 /mo

What's Special

ENTERTAINMENT
DINING
FIREPLACE
DECK
COZY

You will love this one! Highly desirable split-level home offers 4 bedrooms and 3 bathrooms, with a thoughtfully designed open-concept layout on the main floor. Upper floor has 3 bedrooms, full bath, and 3/4 primary bath. A half-wall divider separates the living and dining areas, creating an anchor for your sofa. The kitchen is wonderful, with a peninsula that performs as an island with a convenient breakfast bar. The lower level boasts a cozy great room with a gas fireplace, perfect for relaxation and entertainment. You'll also find a 4th bedroom, 3/4 bath, and a laundry area in the basement. Daylight windows in the lower level provide abundant daylight. The expansive and rare 3-car garage offers additional storage space for your convenience. Step outside to a deck off the dining area that overlooks the backyard, making this home an ideal blend of comfort and functionality. Water heater 2025. AC and furnace 2018. Radon mitigation system 2016. Schedule your showing before it's gone!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.18
Remaining Loan Term
26 years, 7 months
Monthly PITI
$1,400.83/mo
Estimated Loan Balance
$220,215
Cash to close
$118,660
Interest Paid
$16,870

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 1992
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cedar Creek 2nd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Fairmont

Financial Details

  • Price per Sqft: $147.6
  • Tax Annual Amount: $4285
  • On Market Date: 2025-04-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $118,660 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $118,660!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.18% Sellers Rate
$216,240
Your Cash$118,660
Total Purchase Price:$334,900

Assumed vs Traditional Mortgage

Assumed @ 2.18%
$894/mo
Traditional @ 7.15%
$1,653/mo
You save $760/month ($9,117/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6698250

Listing From: northstar

Last updated: 2025-04-17T21:50:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.18%
7.15%

Principal & Interest

$894 /mo
$1,594 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $118,660 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $118,660!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.18% Sellers Rate
$216,240
Your Cash$118,660
Total Purchase Price:$334,900

Assumed vs Traditional Mortgage

Assumed @ 2.18%
$894/mo
Traditional @ 7.15%
$1,653/mo
You save $760/month ($9,117/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Ceentur 21 Toma Partners
Agent/Broker
Leo DeLangisCeentur 21 Toma Partners(623) 776-5312leo.delangis@gmail.comMLS SA651335000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Ceentur 21 Toma Partners are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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