Leo DeLangis

Leo DeLangis

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$347,500

($27,573 down)
FHA

1057 Provence Lane, Waconia, MN 55387

4
4
2,482 sqft
PITI Monthly
$2,733.69 /mo

Listing courtesy of: , RE/MAX Advantage Plus

Assumed Rate

6.82%
7.15%

Principal & Interest

$2,116 /mo
$2,188 /mo

What's Special

LOCATION
DINING
SPACIOUS
MOVE-IN READY
HARDWOOD FLOORS
GRANITE COUNTERTOPS
FIREPLACE
WALK-IN CLOSET
DECK
CUL-DE-SAC
COZY

Tucked on a cul-de-sac, this spacious 4Bed/4Bath townhome delivers the perfect blend of comfort, style, and everyday convenience. From the moment you step inside, you're welcomed by a vaulted foyer leading to the open living & kitchen space with hardwood floors, rich cabinetry, and a cozy fireplace that anchors the living room. The kitchen is a standout—granite countertops, stainless appliances, and a breakfast counter make it ideal for casual mornings or hosting friends. Sliding doors off the dining area lead to a generous deck, perfect for evening hangouts or weekend BBQs. Upstairs, a flexible loft space connects 3 bedrooms, including a spacious primary suite with walk-in closet and private bath. The walkout lower level adds even more room to relax with a bright family room, a 4th bedroom, and plenty of storage. Practical perks like main-level laundry and a mudroom keep things running smoothly, while the location checks all the boxes—just minutes from trails, coffee shops, groceries, restaurants, and recreation - including Safari Island! With a concrete driveway and low-maintenance exterior, this home is move-in ready and waiting for its next chapter.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.82
Remaining Loan Term
28 years, 11 months
Monthly PITI
$2,733.69/mo
Estimated Loan Balance
$320,518
Cash to close
$27,573
Interest Paid
$23,808

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Fiber Cement, Metal Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Side x Side
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Fiber Cement, Metal Siding
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Provence Town Homes
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Provence Townhomes Assoc - Self Managed
  • HOA Amenities: Unknown
  • HOA Fee: $300
  • HOA Frequency: $Monthly
Location
  • Region: Waconia

Financial Details

  • Price per Sqft: $140.01
  • Tax Annual Amount: $3830
  • On Market Date: 2025-04-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $27,573 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $27,573!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$319,927
Your Cash$27,573
Total Purchase Price:$347,500

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$2,116/mo
Traditional @ 7.15%
$2,269/mo
You save $153/month ($1,840/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6704312

Listing From: northstar

Last updated: 2025-04-18T02:57:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.82%
7.15%

Principal & Interest

$2,116 /mo
$2,188 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $27,573 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $27,573!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$319,927
Your Cash$27,573
Total Purchase Price:$347,500

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$2,116/mo
Traditional @ 7.15%
$2,269/mo
You save $153/month ($1,840/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Ceentur 21 Toma Partners
Agent/Broker
Leo DeLangisCeentur 21 Toma Partners(623) 776-5312leo.delangis@gmail.comMLS SA651335000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Ceentur 21 Toma Partners are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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